Enhancing Household Economies of Farmers in Buriram Province through an Information Technology System for Expenditure Planning to Alleviate Poverty
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Abstract
This study aimed to: (1) investigate the current financial management conditions and challenges of household-level farmers; (2) develop an information system for financial planning to address poverty; and (3) evaluate the system’s effectiveness and user satisfaction. The research was conducted in three phases. Phase 1 examined the financial management situation and problems among 30 purposively selected members of household account-keeping groups in Ban Non Sila. Phase 2 involved the design and development of an information system for financial planning, with evaluation conducted by six experts in accounting, information system design, and computer programming. Phase 3 assessed the system’s performance and user satisfaction, with input from eight household account teachers and 22 farmers who were recipients of government welfare cards, also selected purposively. The instruments included the financial planning information system and a questionnaire for evaluating system performance and user satisfaction. Data were analyzed using mean and standard deviation.
The results revealed that: (1) farmers in Buriram Province experienced unstable agricultural income, lacked systematic long-term financial planning, and faced debt burdens due to overspending. Focus group discussions highlighted the need for a user-friendly system accessible via smartphones or tablets. (2) The developed system comprised four main modules: income and expense recording, savings goal setting, financial and debt reporting, and system access management. Experts rated the system highly effective in helping farmers improve financial planning, increase savings, reduce debt, and strengthen sustainable household economies. (3) User evaluation showed high levels of satisfaction and confirmed that the system effectively promoted household financial management and supported poverty alleviation.
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